Kutak Rock represents domestic and international insurers to determine coverage for commercial and personal lines policies or claims across the country—both before and after litigation.
We have the presence and ability to represent insurers in jurisdictions throughout the country and work with local counsel—if needed—to provide advice from claim inception and onward. This includes providing counsel in the form of pre-suit coverage analysis and guidance, advising or drafting reservation of rights or denial letters, or advising on best practices for documenting adjusting history in the claim file. Our experienced litigators represent insurers as defense counsel and proactively provide representation in declaratory judgment actions to resolve coverage disputes.
The firm handles coverage issues that run the gamut from commercial to personal lines to excess and umbrella policies in both first- and third-party claims and can successfully litigate the most complex coverage cases.
Our attorneys have provided thousands of written and verbal coverage opinions involving all types of commercial and personal lines policies. These include, but are not limited to:
- Agricultural Insurance
- Commercial Auto
- Builder’s Risk
- Commercial Crime
- Cyber and Technology E&O
- Directors and Officers Coverage
- Environmental Liability and Underground Storage Tank Program Claims
- EPLI
- Fidelity and Surety
- General Liability
- Inland Marine
- Homeowner’s Liability
- Management Liability
- Personal Lines Auto
- Products Liability
- Professional Liability
- Property and Business Interruption
- Reinsurance
- Specialty and Miscellaneous E&O
- Umbrella and Excess Policies
Additionally, sometimes insurance disputes arise between insurers. Kutak Rock insurance litigation attorneys are experienced in navigating many of the claims that result in contribution and subrogation litigation, including additional insured, indemnity, primary versus excess, and exhaustion issues.
In disputes between insurers, however, running to the courthouse may not be the best long-term solution. Our attorneys look for thoughtful solutions that seek to avoid creating bad case law that may later be used against our insurer clients.